KT Wealth

1) To achieve where I hope to be in my semi-retirement stage in 10 years’ time, I have adopted a more aggressive growth portfolio starting Q2 this year. 2) Looks like my portfolio XIRR improves from past year. The reason is because I have sold off my reits and some of my shares profitably (i.e. as compared to staying idle). I hope to consistently maintain XIRR of at least 20%. 3) There needs to be at least one-to-two “killer stocks” in my portfolio. “Killer stocks” in my definition means multi-bagger or public-listed equities that are able to reap me at least 60% capital gains. (without dividends) 4) 2017 has been a year of cryptocurrencies, electric vehicles and cyber theft. I foresee there will be more resources allocated for cyber security. Meaning, more lucrative jobs for white hats! 5) Interestingly, facial recognition features have been accepted more than before. It isn’t just for national security but for unlocking your smartphone too. I think this will continue

This has been a busy but exciting year. As an Angel Investor, I have been sniffing around for opportunities across businesses in areas like F&B, grocery retailers, import/export and technology IPs. My core attention is start-ups, preferring founders who are commercially aware about trends and drivers, who have a deeper thought for things and issues around the world. This will lead them to think clearly about creating a product or service that disrupts/provide diversion from traditional processes yet be able to offer originality and value to their target audience. Therefore, it’s not just solving problems only; it’s not about social good but to make sure your 3Ps are there - pragmatic, profitability and positioning. Positioning in the right consumer or enterprise segment before strengthening the core attributes. At least, the business has to earn a decent $1 net profit after the breakeven point. Meaning, sustainability comes first. Don’t even think of capturing market share. Y