Reflections in 2018 with objectives in 2019
It’s the time of the year again – reflections in 2018 and
new targets in 2019.
Just like a company
performance review, it’s good to take a pit stop. I hope my post below serves as an inspiration
to many or perhaps to reflect back on where you are and what you plan to do in 2019. Every individual is different - this makes us very special in our own way.
For me, in investment - it’s always good to “be open but pragmatic, have
a stronger conviction and guts to proceed but make sure it’s something you truly understand."
In case you will like to read my end year post for 2017 – it’s
written here.
Things which I did in 2018
To have one or two “killer stocks” in my portfolio
I still hold on to Keppel Corporation, a local conglomerate
that I believe will reap in future earnings potential from a multi-pronged
strategy. The new growth drivers are properties
(especially in Vietnam) and urban solutions.
Keppel Urban Solution is a new business unit setup to focus on smart
cities and sustainable precincts in Asia Pacific region. This will be the a “killer”
stock for me.
I have also added on Singapore Post, an integrated logistics
and e-commerce player given the beaten down share price. They have emerged from a restructured Board,
new CEO and management rolling out “Leap 23 Transformation Strategy”, on the
turnaround pathway from TradeGlobal losses and the development of an end-to-end
logistics ecosystem (including software offerings such as Edge) instead of just
offering one-off services from a specific business unit.
Singapore Post covers point-to-point, from warehousing to fulfillment across the logistics value chain.
They have the internal capabilities and resources to benefit from
economies of scale with a lower cost base, the ability to optimize margin once
the business gets stabilized. Logistics can be scalable with the right
balance of an integrated model. This
takes time, probably 5 years to review and assess. Of course, there are risks and downsides; I’ll leave
this story for another time.
A wider investment portfolio
At this time of writing, after rounds of discussion with the
co-founders and my basic due diligence, I have just signed off another
investment (sale and leaseback with 10% yield for 5 years) into Big Tiny, a
local start up that builds small houses on wheels. The houses are deployed in Sydney and
Melbourne, rented out to tourists for short-term stays. They will launch their presence in New Zealand soon. They are marketed at
sites such as Airbnb, booking.com, Stayz etc. to attract travellers whom are
seeking new experiences with Mother Nature.
Across the “non-existent” category of tiny houses (imagine co-working spaces 10 years back), I will be monitoring the growth and demand of the tiny market worldwide – America is a good proxy.
Across the “non-existent” category of tiny houses (imagine co-working spaces 10 years back), I will be monitoring the growth and demand of the tiny market worldwide – America is a good proxy.
This gives me 2 private firms to keep me busy in 2019 and
beyond. The other is Nuren Group,
Malaysia’s largest e-commerce player in wedding and motherhood products.
The hits and misses
in 2018
Well, not everything is entirely smooth sailing. As a Hunter
whom always looked out for potential businesses, I am always quietly optimistic
about getting good deals in Asia.
I like buying reasonable small, niched businesses (i.e. can be either traditional or tech-related but within my core competencies) either to turn them into revenue churning machines (and to exit my stake), sell them to potential buyers or roll up my sleeves to make things happen for the business.
I am sure you can learn how to be a successful Deal-Maker here.
My geographical focus extends out from Singapore to the rest of the world, mainly on Indonesia, Malaysia and Vietnam.
I like buying reasonable small, niched businesses (i.e. can be either traditional or tech-related but within my core competencies) either to turn them into revenue churning machines (and to exit my stake), sell them to potential buyers or roll up my sleeves to make things happen for the business.
I am sure you can learn how to be a successful Deal-Maker here.
My geographical focus extends out from Singapore to the rest of the world, mainly on Indonesia, Malaysia and Vietnam.
Examples of near misses (and I have walked away from one of them as shown
below):
- *A F&B kiosk selling unique cheesecake flavours. Strong customer base with quick volume sales
but there were no concessions after negotiation
- Syndicate deal in an AI-drive tech startup within the research
industry. Founder took a U-turn in his
valuation after signing off the non-binding term sheet. That to me was completely not ethical. I decided to walk away, including the rest of
the other Angel Investors
- A thematic café with a new business model that can dramatically
increase sales
- An overseas online e-commerce player that has the ability
to increase sales through on premises and to corporate. The deal is agreed but didn’t pass my due
diligence test
*F&B are typically
low margin businesses with huge rentals, labour issues and escalating overheads. There must be compelling reasons. Henceforth, the above two are exceptional
cases.
What’s my end
objective?
The overarching goal is the “Silver Milestone” project, something which I set up 2 years back
for my future retirement. It’s an
actionable plan with a 10 years timeline to “track-action-review-action-track”
approach. I do have a yearly dividend
target to hit, with a higher-up quota every year for the next 10 years. My expected yield on an annualized basis is about 5% to 6%. But to do this, I need to have
a huge warchest to buy assets with stable recurring cash flow.
So, I have already identified my 4 pillars of income. A larger possibility come from deals that
must be “investment ready” and have the chance for a stepped-up trade sale,
either from my expertise to turn the fledgling business around or to connect
other businesses. Even if it’s not sold,
I do foresee the journey to be fulfilling, perhaps my day job during retirement
years!
My final stop shall be a time where the incoming cash flow
supersedes my monthly expenses. By then,
I shall focus more on the things I like to do.
Career Coaching is one and the other is business advisory and mentorship
to startups and small businesses within my specialty I do work closely with founders at a strategic
level to value add, thus bringing their companies to next stage of growth (in
revenue terms).
Now…moving on to 2019
Given the current market weaknesses, on the stock market, I’ll
be looking to add on more units for First Reit, Fraser Logistics &
Industrial and NetLink Business Trust. I
will also add on 2 more new dividend yielding stocks and 2 more reits.
So, here are 8 things I hope to achieve next year:
1.
Add on
minimally one more startup/small business in my pipeline
2.
Increase my
existing positions in my current portfolio of shares and reits
3.
Add two more
listed, growth firms (Europe, America, Singapore), giving me a total of 5
4.
Establish my
4th pillar of revenue
6.
Help other
FMCG startups increase their sales channels across Asia Pacific
7.
Enhance my
knowledge - Havard Business/somewhere similar... something to consider
8.
Continue my
journey of learning Spanish - Latin America is an interesting region
Till then, I wish everyone happy
holidays and a bright start to a new 2019 soon!
Happy New Year and all the best Ken for 2019!
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ReplyDeleteSaya meminjam sekitar 100 juta dari seorang wanita di Malaysia dan saya kehilangan sekitar 6 juta tanpa pinjaman, mereka berulang kali meminta pembayaran, saya membayar hampir 6 juta, jadi saya tidak mendapatkan pinjaman, Tuhan itu mulia, saya bertemu dengan seorang teman online Ahmadzulkifli mengirim email ke harumahmadzulkifli@gmail.com dan Endang nisrina dengan email endangnisrina@gmail.com yang memberikan kesaksian tentang bagaimana ia mengajukan pinjaman, dan ia mendapatkan pinjaman tanpa tekanan dari RIKA ANDERSON LOAN COMPANY
Jadi dia memperkenalkan saya kepada Ibu. Perusahaan Rika Anderson, dan saya mengajukan 500 juta, saya pikir ini adalah lelucon dan kecurangan, tetapi saya mendapat pinjaman di rekening BANK INDONESIA dengan 2% tanpa jaminan. hari ini saya sangat senang dengan keluarga saya dan bisnis yang hebat.
Saya sangat senang bahwa saya selamat dari kemiskinan. Jadi saya menyarankan Anda yang membutuhkan pinjaman untuk menghubungi ibu Rika karena semua pimpinan pinjaman lainnya palsu. Sekali lagi terima kasih telah membaca kesaksian saya, semoga Tuhan memberkati kita semua dan memberi kita umur panjang dan kemakmuran.
Situs web: rikaandersonloancompany.webs.com
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Nama saya Mrs. Effie Kustiyo email effiekustiyo@gmail.com dari jl panji 22 rt 5/4, malang, Indonesia. Saya adalah kesaksian sejati RIKA ANDERSON LOAN COMPANY sebagai salah satu orang paling bahagia di Indonesia saat ini dan saya mengatakan pada diri sendiri bahwa pemberi pinjaman yang menyelamatkan keluarga saya dari situasi buruk kami, saya akan memberi tahu namanya kepada dunia dan saya sangat senang mengatakannya bahwa keluarga saya kembali dan bahagia selamanya karena saya mendapat hibah pinjaman sebesar Rp85.000.000 untuk memulai hidup saya karena saya adalah seorang ibu dengan 7 anak dan semuanya bergantung pada saya.
ReplyDeleteketika saya mencoba untuk mendapatkan pinjaman Dari bank dan bank online menolak saya pinjaman mereka mengatakan bahwa pendapatan sangat rendah dan saya tidak memiliki jaminan untuk pinjaman jadi saya online dan semuanya menjadi lebih sulit karena mereka menipu uang saya dari saya dengan janji untuk membantu saya tetapi semua kebohongan.
Saya bertemu dengan tiestimony di facebook dan di blog tentang Mother RIKA ANDERSON LOAN COMPANY beberapa kali dan saya bertanya-tanya apakah itu asli sehingga saya menghubungi beberapa penguji Mother Sabrinar Aditya di email sabrinaraditya59@gmail.com saya menghubungi Mother Maria Fadhlan di facebook dan email mariafadhlan@gmail.com dan saya juga menghubungi ibu Margaretha Asmaran di Facebook whatsapp dan email margarethaasmaran@gmail.com
Saya akhirnya menghubungi CEO RIKA ANDERSON LOAN COMPANY di whatsapp dan saya merujuk ke email perusahaan
Email: rikaandersonloancompany@gmail.com
Layanan Pelanggan Whatsapp: +15183602491
mengirimkan pinjaman yang mengubah hidup saya dan keluarga saya, RIKA ANDERSON LOAN COMPANY di mana Juruselamat ALLAH dikirim untuk menyelamatkan keluarga saya dan pada awalnya saya pikir ini tidak mungkin karena pengalaman masa lalu dan janji-janji palsu tetapi saya terkejut, saya menerima pinjaman saya sebesar Rp85.000.000 dan saya akan menyarankan siapa pun yang benar-benar membutuhkan pinjaman untuk menghubungi perusahaan, melalui email di: Email: rikaandersonloancompany@gmail.com
Layanan Pelanggan Whatsapp: +15183602491 karena mereka adalah pemberi pinjaman yang paling memahami dan baik. Jika Anda membutuhkan pinjaman atau cara mendapatkan pinjaman asli, perusahaan Rika Anderson dapat membantu Anda.
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ReplyDeleteMy name is Mrs Aisha Mohamed, am a Citizen Of Qatar.Have you been looking for a loan?Do you need an urgent personal loan or business loan?contact Dr James Eric Finance Home he help me with a loan of $42,000 some days ago after been scammed of $2,800 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $42,000.Feel free to contact the company for a genuine financial service. Email:(financialserviceoffer876@gmail.com) call/whats-App Contact Number +918929509036
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